/* =====================================================
   FARTHER LENDING — SHARED INNER PAGE STYLES
   ===================================================== */
:root {
  --sky:        #b6d0ed;
  --sky-dark:   #96b8e0;
  --charcoal:   #4f4f4f;
  --charcoal-deep: #2e2e2e;
  --cream:      #f2eae2;
  --white:      #ffffff;
  --body-text:  #333333;
  --on-dark:    #f8f4f0;
  --dark-navy:  #0c1520;
  --nav-height: 72px;
}

*, *::before, *::after { box-sizing: border-box; margin:0; padding:0; }
html { scroll-behavior: smooth; }
body {
  font-family: 'Inter','Helvetica Neue',Arial,sans-serif;
  color: var(--body-text);
  background: var(--white);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}

/* NO ITALICS */
em, i { font-style: normal; }

h1,h2,h3,h4,h5,h6 {
  font-family: 'Cormorant Garamond',Georgia,serif;
  font-weight: 500;
  line-height: 1.15;
  letter-spacing: -0.01em;
}
a { color:inherit; text-decoration:none; }
img { display:block; max-width:100%; }

.container { max-width:1260px; margin:0 auto; padding:0 32px; }

/* =====================================================
   SCROLL ANIMATIONS
   ===================================================== */
.fade-up {
  opacity: 0;
  transform: translateY(28px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.fade-up.visible { opacity: 1; transform: translateY(0); }
.fade-in { opacity: 0; transition: opacity 0.8s ease; }
.fade-in.visible { opacity: 1; }
.slide-left {
  opacity: 0; transform: translateX(-24px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.slide-left.visible { opacity: 1; transform: translateX(0); }
.slide-right {
  opacity: 0; transform: translateX(24px);
  transition: opacity 0.7s ease, transform 0.7s ease;
}
.slide-right.visible { opacity: 1; transform: translateX(0); }
.delay-1 { transition-delay: 0.1s; }
.delay-2 { transition-delay: 0.2s; }
.delay-3 { transition-delay: 0.3s; }
.delay-4 { transition-delay: 0.4s; }

/* =====================================================
   NAV — matches homepage exactly
   ===================================================== */
.nav {
  position:fixed; top:0; left:0; right:0; z-index:1000;
  height:var(--nav-height);
  display:flex; align-items:center;
  background:rgba(10,16,24,0.97);
  backdrop-filter:blur(16px);
  -webkit-backdrop-filter:blur(16px);
  box-shadow:0 1px 0 rgba(255,255,255,0.06);
}
.nav-inner {
  display:flex; align-items:center; justify-content:space-between;
  width:100%; max-width:1260px; margin:0 auto; padding:0 32px;
}
/* Logo with dark charcoal box */
.nav-logo { display:flex; align-items:center; }
.nav-logo-box {
  background: var(--charcoal-deep);
  padding: 7px 14px;
  border-radius: 4px;
  display: flex;
  align-items: center;
  transition: background 0.2s;
}
.nav-logo-box:hover { background: var(--charcoal); }
.nav-logo-box img { height:26px; width:auto; display:block; }
.nav-links { display:flex; align-items:center; gap:0; list-style:none; }
.nav-links li { position:relative; }
.nav-links a {
  color:rgba(255,255,255,0.78); font-size:13px; font-weight:400;
  letter-spacing:0.01em; padding:8px 14px; display:block;
  transition:color 0.2s; white-space:nowrap;
}
.nav-links a:hover, .nav-links a.active { color:#ffffff; }
/* Underline hover effect */
.nav-links li:not(:last-child) a::after {
  content:'';
  position:absolute; bottom:4px; left:14px; right:14px;
  height:1px; background:var(--sky);
  transform:scaleX(0); transform-origin:left;
  transition:transform 0.25s ease;
}
.nav-links li:not(:last-child) a:hover::after { transform:scaleX(1); }
/* NAV CTA — #b6d0ed bg / #4f4f4f text */
.nav-cta {
  background:var(--sky) !important; color:var(--charcoal) !important;
  padding:9px 20px !important; border-radius:3px; font-size:12.5px !important;
  font-weight:500 !important; letter-spacing:0.04em !important;
  margin-left:8px; transition:background 0.2s !important;
}
.nav-cta:hover { background:var(--sky-dark) !important; }
.nav-cta::after { display:none !important; }

/* Hamburger */
.nav-hamburger {
  display:none; flex-direction:column; gap:5px;
  cursor:pointer; padding:4px; background:none; border:none;
}
.nav-hamburger span {
  display:block; width:24px; height:2px;
  background:rgba(255,255,255,0.85); border-radius:2px; transition:all 0.3s;
}

/* =====================================================
   INNER HERO — with full background image
   ===================================================== */
.inner-hero {
  position:relative;
  min-height: 420px;
  display:flex;
  align-items:flex-end;
  padding: calc(var(--nav-height) + 72px) 0 64px;
  overflow:hidden;
  background: var(--charcoal-deep);
}
.inner-hero-bg {
  position:absolute;
  inset:0;
  background-size:cover;
  background-position:center center;
  background-repeat:no-repeat;
  filter:brightness(0.55) saturate(0.85);
  transition: transform 8s ease;
  transform: scale(1.04);
}
.inner-hero-bg.loaded { transform: scale(1); }
.inner-hero-overlay {
  position:absolute;
  inset:0;
  background: linear-gradient(
    160deg,
    rgba(8,14,22,0.75) 0%,
    rgba(8,14,22,0.45) 60%,
    rgba(8,14,22,0.2) 100%
  );
}
.inner-hero-content {
  position:relative;
  z-index:2;
  width:100%;
}
.inner-hero-eyebrow {
  font-size:11px; font-weight:500; letter-spacing:0.2em;
  text-transform:uppercase; color:var(--sky); margin-bottom:16px;
  opacity:0; transform:translateY(14px);
  animation: innerFadeUp 0.7s 0.3s forwards ease;
}
.inner-hero h1 {
  font-size:clamp(36px,4.5vw,62px); font-weight:500;
  color:var(--on-dark); margin-bottom:20px; line-height:1.1;
  max-width:700px;
  opacity:0; transform:translateY(18px);
  animation: innerFadeUp 0.8s 0.5s forwards ease;
}
.inner-hero p {
  font-size:17px; color:rgba(248,244,240,0.78); max-width:600px;
  line-height:1.7; font-weight:300; margin-bottom:32px;
  opacity:0; transform:translateY(14px);
  animation: innerFadeUp 0.8s 0.7s forwards ease;
}
/* Hero CTA button animation */
.inner-hero .btn-primary {
  opacity:0; transform:translateY(14px);
  animation: innerFadeUp 0.8s 0.9s forwards ease;
}
@keyframes innerFadeUp {
  to { opacity:1; transform:translateY(0); }
}

/* PRIMARY BUTTON — #b6d0ed bg / #4f4f4f text */
.btn-primary {
  background:var(--sky); color:var(--charcoal); padding:14px 30px;
  border-radius:3px; font-size:13px; font-weight:500;
  letter-spacing:0.07em; text-transform:uppercase;
  transition:background 0.2s, transform 0.15s; display:inline-block;
  border:none; cursor:pointer;
}
.btn-primary:hover { background:var(--sky-dark); transform:translateY(-1px); }

/* MAIN LAYOUT */
.inner-layout {
  display:grid;
  grid-template-columns: 1fr 340px;
  gap:48px;
  padding:80px 0;
  align-items:start;
}

/* SECTION EYEBROW */
.eyebrow {
  font-size:11px; font-weight:500; letter-spacing:0.18em;
  text-transform:uppercase; color:var(--sky-dark); margin-bottom:14px;
}

/* WHAT WE OFFER */
.offers-grid {
  display:grid; grid-template-columns:1fr 1fr; gap:32px;
  margin-bottom:64px;
}
.offer-card {
  padding:28px 0; border-top:2px solid var(--sky);
}
.offer-card h3 {
  font-size:18px; font-weight:500; color:var(--body-text);
  margin-bottom:10px;
}
.offer-card p { font-size:14px; color:#666; line-height:1.65; }

/* ADVANTAGES */
.advantages {
  background:var(--cream); padding:40px; border-radius:4px;
  margin-bottom:64px;
}
.advantages h2 {
  font-size:24px; font-weight:400; color:var(--body-text); margin-bottom:20px;
}
.advantages ul { list-style:none; }
.advantages ul li {
  font-size:14.5px; color:var(--body-text);
  padding:9px 0; padding-left:24px; position:relative;
  border-bottom:1px solid rgba(0,0,0,0.07);
}
.advantages ul li:last-child { border-bottom:none; }
.advantages ul li::before {
  content:''; position:absolute; left:0; top:18px;
  width:12px; height:2px; background:var(--sky-dark);
}

/* CASE STUDIES */
.case-studies { margin-bottom:64px; }
.case-studies h2 {
  font-size:32px; font-weight:400; color:var(--body-text); margin-bottom:8px;
}
.case-studies > p { font-size:15px; color:#666; margin-bottom:32px; }
.case-card {
  border:1px solid rgba(0,0,0,0.08); border-radius:4px;
  overflow:hidden; margin-bottom:24px;
}
.case-card-header {
  background:var(--charcoal); padding:16px 24px;
  display:flex; justify-content:space-between; align-items:center;
}
.case-tag {
  font-size:11px; font-weight:500; letter-spacing:0.12em;
  text-transform:uppercase; color:var(--sky);
}
.case-amount {
  font-family:'Cormorant Garamond',Georgia,serif;
  font-size:22px; font-weight:500; color:var(--sky);
}
.case-body { padding:28px 24px; }
.case-body h4 {
  font-size:19px; font-weight:500; color:var(--body-text); margin-bottom:12px;
}
.case-body p { font-size:14px; color:#666; line-height:1.7; margin-bottom:16px; }
.case-actions { display:flex; gap:16px; align-items:center; }
.btn-text {
  display:inline-flex; align-items:center; gap:8px;
  font-size:12.5px; font-weight:500; letter-spacing:0.08em;
  text-transform:uppercase; color:var(--sky-dark); transition:gap 0.2s;
}
.btn-text:hover { gap:12px; }
.btn-text::after { content:'→'; }
.btn-outline-sm {
  display:inline-block; background:transparent;
  border:1px solid var(--charcoal); color:var(--charcoal);
  padding:9px 18px; border-radius:3px; font-size:12px;
  font-weight:500; letter-spacing:0.06em; text-transform:uppercase;
  transition:background 0.2s, color 0.2s;
}
.btn-outline-sm:hover { background:var(--charcoal); color:var(--on-dark); }

/* SCENARIO FORM */
.scenario-form-section {
  background:var(--sky); padding:40px; border-radius:4px;
}
.scenario-form-section h3 {
  font-size:22px; font-weight:400; color:var(--charcoal); margin-bottom:6px;
}
.scenario-form-section > p {
  font-size:14px; color:rgba(79,79,79,0.75); margin-bottom:24px; line-height:1.6;
}
.form-group { margin-bottom:16px; }
.form-label {
  display:block; font-size:11.5px; font-weight:500;
  letter-spacing:0.07em; text-transform:uppercase;
  color:rgba(79,79,79,0.7); margin-bottom:6px;
}
.form-control {
  width:100%; padding:11px 14px;
  background:rgba(255,255,255,0.95);
  border:1px solid rgba(0,0,0,0.12); border-radius:3px;
  font-size:14px; color:var(--body-text); font-family:inherit;
  transition:border-color 0.2s; appearance:none;
}
.form-control:focus { outline:none; border-color:var(--sky-dark); }
textarea.form-control { resize:vertical; min-height:90px; }
.form-success {
  display:none; background:rgba(255,255,255,0.8);
  border-radius:3px; padding:16px; text-align:center;
  font-size:14px; color:var(--charcoal);
}
.form-success.active { display:block; }

/* SIDEBAR */
.sidebar-form-card {
  background:var(--charcoal); border-radius:4px;
  overflow:hidden; margin-bottom:24px;
}
.sidebar-form-header {
  background:rgba(0,0,0,0.2); padding:20px 24px;
  border-bottom:1px solid rgba(255,255,255,0.08);
}
.sidebar-form-header p {
  font-size:11px; letter-spacing:0.14em; text-transform:uppercase;
  color:var(--sky); margin-bottom:4px;
}
.sidebar-form-header h3 {
  font-size:18px; font-weight:400; color:var(--on-dark);
}
.sidebar-form-body { padding:20px 24px; }
.sidebar-form-body .form-label { color:rgba(248,244,240,0.6); }
.sidebar-form-body .form-control {
  background:rgba(255,255,255,0.95);
  border-color:rgba(255,255,255,0.15);
}
.sidebar-form-body .form-control:focus { border-color:var(--sky); }
/* SUBMIT BUTTON — #b6d0ed bg / #4f4f4f text */
.btn-submit {
  width:100%; background:var(--sky); color:var(--charcoal);
  border:none; padding:13px; border-radius:3px;
  font-size:13px; font-weight:500; letter-spacing:0.07em;
  text-transform:uppercase; cursor:pointer; font-family:inherit;
  transition:background 0.2s; margin-top:8px;
}
.btn-submit:hover { background:var(--sky-dark); }
.sidebar-note {
  font-size:11.5px; color:rgba(248,244,240,0.4);
  text-align:center; margin-top:12px; line-height:1.5;
}

/* DOWNLOAD CARD — charcoal bg, reversed text */
.download-card {
  background:var(--charcoal); border-radius:6px; overflow:hidden;
  box-shadow:0 4px 20px rgba(0,0,0,0.16);
}
.download-card-thumb {
  width:100%; height:160px; overflow:hidden;
  position: relative;
  isolation: isolate;
}
.download-card-thumb img {
  width:100%; height:100%; object-fit:cover;
  object-position:center top; display:block;
  filter:brightness(0.8);
  position: relative;
  z-index: 0;
}
.download-card-body { padding:20px 22px 24px; }
.download-card-body p {
  font-size:10.5px; letter-spacing:0.16em; text-transform:uppercase;
  color:var(--sky); margin-bottom:6px;
}
.download-card-body h4 {
  font-size:18px; font-weight:400; color:var(--on-dark); margin-bottom:8px;
}
.download-card-body span {
  font-size:13px; color:rgba(248,244,240,0.62);
  display:block; margin-bottom:16px; line-height:1.55;
}
.btn-download {
  display:block; text-align:center;
  background:var(--sky); color:var(--charcoal);
  padding:12px; border-radius:3px; font-size:12px;
  font-weight:500; letter-spacing:0.07em; text-transform:uppercase;
  transition:background 0.2s;
}
.btn-download:hover { background:var(--sky-dark); }

/* FLOATING CTA — #b6d0ed bg / #4f4f4f text */
.floating-cta {
  position:fixed; bottom:32px; right:32px; z-index:500;
  background:var(--sky); color:var(--charcoal);
  padding:14px 24px; border-radius:3px;
  font-size:12.5px; font-weight:500; letter-spacing:0.07em;
  text-transform:uppercase; box-shadow:0 4px 24px rgba(0,0,0,0.22);
  transition:opacity 0.3s, transform 0.3s, background 0.2s;
  opacity:0; transform:translateY(12px); pointer-events:none;
}
.floating-cta.visible {
  opacity:1; transform:translateY(0); pointer-events:auto;
}
.floating-cta:hover { background:var(--sky-dark); }

/* FOOTER — matches homepage */
.footer { background:#0c1520; padding:64px 0 36px; }
.footer-grid {
  display:grid; grid-template-columns:1.8fr 1fr 1fr 1fr;
  gap:48px; margin-bottom:48px;
}
.footer-brand img { height:30px; margin-bottom:18px; }
.footer-brand p { font-size:13px; color:rgba(255,255,255,0.42); line-height:1.7; max-width:280px; }
.footer-col h5 {
  font-size:10.5px; font-weight:600; letter-spacing:0.15em;
  text-transform:uppercase; color:rgba(255,255,255,0.3); margin-bottom:18px;
}
.footer-col ul { list-style:none; }
.footer-col ul li { margin-bottom:10px; }
.footer-col ul li a { font-size:13.5px; color:rgba(255,255,255,0.52); transition:color 0.2s; }
.footer-col ul li a:hover { color:var(--sky); }
.footer-bottom {
  border-top:1px solid rgba(255,255,255,0.07); padding-top:28px;
  display:flex; justify-content:space-between; align-items:center;
  flex-wrap:wrap; gap:12px;
}
.footer-legal { font-size:12px; color:rgba(255,255,255,0.28); }
.footer-links { display:flex; gap:24px; }
.footer-links a { font-size:12px; color:rgba(255,255,255,0.28); transition:color 0.2s; }
.footer-links a:hover { color:rgba(255,255,255,0.6); }

/* RESPONSIVE */
@media (max-width:1024px) {
  .inner-layout { grid-template-columns:1fr; }
  .inner-sidebar {
  position:sticky;
  top:88px;
  align-self:start;
}
  .sidebar-form-card { position:static; }
  .footer-grid { grid-template-columns:1fr 1fr; }
  .offers-grid { grid-template-columns:1fr 1fr; }
}
@media (max-width:768px) {
  .container { padding:0 20px; }
  .nav-inner { padding:0 20px; }
  .nav-links { display:none; }
  .nav-links.open {
    display:flex; flex-direction:column;
    position:fixed; top:var(--nav-height); left:0; right:0;
    background:rgba(10,16,24,0.98); padding:24px 20px 32px;
    gap:0; z-index:999; backdrop-filter:blur(16px);
  }
  .nav-links.open li { border-bottom:1px solid rgba(255,255,255,0.07); }
  .nav-links.open li:last-child { border-bottom:none; margin-top:16px; }
  .nav-links.open a { display:block; padding:14px 0; font-size:15px; }
  .nav-links.open .nav-cta { display:block; text-align:center; padding:13px 20px; }
  .nav-hamburger { display:flex; }

  .offers-grid { grid-template-columns:1fr; }
  .footer-grid { grid-template-columns:1fr; }
  .floating-cta { bottom:20px; right:20px; }
  .inner-hero h1 { font-size:clamp(28px,8vw,44px); }
  .inner-hero { min-height:320px; }
}

/* =====================================================
   OFFER CARDS — OPTIMIZED (bigger/bolder)
   ===================================================== */
.offers-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  margin-bottom: 64px;
  border: 1px solid rgba(182,208,237,0.2);
  border-radius: 2px;
  overflow: hidden;
}
.offer-card {
  padding: 32px 28px;
  border-right: 1px solid rgba(182,208,237,0.15);
  border-bottom: 1px solid rgba(182,208,237,0.15);
  position: relative;
  transition: background 0.3s ease;
}
.offer-card:hover { background: rgba(182,208,237,0.04); }
.offer-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0;
  width: 0; height: 3px;
  background: var(--sky);
  transition: width 0.4s ease;
}
.offer-card:hover::before { width: 100%; }
.offer-num {
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: 13px;
  font-weight: 400;
  color: var(--sky);
  letter-spacing: 0.12em;
  margin-bottom: 14px;
  opacity: 0.7;
}
.offer-card h3 {
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: 24px;
  font-weight: 500;
  color: var(--body-text);
  margin-bottom: 10px;
  line-height: 1.2;
  letter-spacing: -0.01em;
}
.offer-card p {
  font-size: 13.5px;
  color: #5a5a5a;
  line-height: 1.75;
}

/* =====================================================
   ADVANTAGES — ENHANCED
   ===================================================== */
.advantages {
  background: var(--dark-navy);
  padding: 44px 48px;
  border-radius: 4px;
  margin-bottom: 64px;
}
.advantages h2 {
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: 13px;
  font-weight: 500;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--sky);
  margin-bottom: 24px;
}
.advantages ul {
  list-style: none;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
}
.advantages li {
  font-size: 14px;
  color: #f5f0e8 !important;
  padding: 12px 0;
  border-bottom: 1px solid rgba(182,208,237,0.1);
  padding-left: 20px;
  position: relative;
  line-height: 1.5;
}
.advantages li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--sky);
  font-size: 12px;
  top: 13px;
}

/* =====================================================
   CASE STUDIES — ENHANCED
   ===================================================== */
.case-studies {
  margin-bottom: 64px;
}
.case-cards-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  margin-top: 28px;
}
.case-studies h2 {
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: clamp(26px, 3vw, 36px);
  font-weight: 400;
  color: var(--body-text);
  margin-bottom: 8px;
  letter-spacing: -0.01em;
}
.case-studies > p {
  font-size: 14px;
  color: #666;
  margin-bottom: 40px;
  line-height: 1.65;
}
.case-card {
  border: 1px solid rgba(182,208,237,0.2);
  border-radius: 4px;
  overflow: hidden;
  margin-bottom: 0;
  transition: box-shadow 0.3s ease;
  display:flex;
  flex-direction:column;
}
.case-card:hover { box-shadow: 0 8px 32px rgba(0,0,0,0.08); }
.case-card-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  background: var(--dark-navy);
  padding: 14px 24px;
}
.case-tag {
  font-size: 11px;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--sky);
  font-weight: 500;
}
.case-amount {
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: 20px;
  font-weight: 500;
  color: var(--on-dark);
}
.case-body {
  padding: 28px 24px;
}
.case-body h4 {
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: 22px;
  font-weight: 500;
  color: var(--body-text);
  margin-bottom: 14px;
  line-height: 1.25;
  letter-spacing: -0.01em;
}
.case-body p {
  font-size: 13.5px;
  color: #555;
  line-height: 1.75;
  margin-bottom: 12px;
}
.case-actions {
  display: flex;
  gap: 16px;
  align-items: center;
  margin-top: 20px;
  padding-top: 16px;
  border-top: 1px solid rgba(182,208,237,0.15);
}
.btn-text {
  font-size: 13px;
  color: var(--sky-dark);
  text-decoration: underline;
  text-underline-offset: 3px;
  transition: color 0.2s;
}
.btn-text:hover { color: var(--charcoal); }
.btn-outline-sm {
  font-size: 12px;
  padding: 7px 16px;
  border: 1px solid rgba(182,208,237,0.4);
  border-radius: 2px;
  color: var(--charcoal);
  letter-spacing: 0.06em;
  transition: all 0.2s;
}
.btn-outline-sm:hover { background: var(--charcoal); color: var(--on-dark); border-color: var(--charcoal); }

/* =====================================================
   SCENARIO FORM — ENHANCED
   ===================================================== */
.scenario-form-section {
  margin-bottom: 48px;
  padding: 52px 52px;
  background: #0d1321;
  border-radius: 4px;
  border-top: 3px solid var(--sky);
  width: 100%;
}
.scenario-form-section h3 {
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: clamp(24px, 2.8vw, 34px);
  font-weight: 400;
  color: var(--on-dark);
  margin-bottom: 8px;
  letter-spacing: -0.01em;
}
.scenario-form-section > p {
  font-size: 14px;
  color: rgba(248,244,240,0.55);
  margin-bottom: 32px;
  line-height: 1.65;
}
.scenario-form-section .form-label {
  color: rgba(248,244,240,0.7) !important;
}
.scenario-form-section .form-control {
  background: rgba(255,255,255,0.06) !important;
  border-color: rgba(182,208,237,0.18) !important;
  color: var(--on-dark) !important;
}
.scenario-form-section .form-control::placeholder { color: rgba(248,244,240,0.3) !important; }
.scenario-form-section .form-control:focus {
  border-color: rgba(182,208,237,0.5) !important;
  background: rgba(255,255,255,0.09) !important;
  outline: none;
}
.scenario-form-section select.form-control option { background: #1a1f2e; color: var(--on-dark); }
.scenario-form-section .btn-primary {
  background: var(--sky) !important;
  color: var(--charcoal) !important;
}
.scenario-form-section a {
  color: var(--sky) !important;
}

/* =====================================================
   FLYER DOWNLOAD — SINGLE (above sidebar form)
   ===================================================== */
.flyer-download-section {
  margin-bottom: 40px;
  clear: both;
}
.inner-main .flyer-download-section {
  margin-bottom: 36px;
  clear: both;
  position: relative;
  z-index: 1;
}
.inner-main .flyer-download-card {
  grid-template-columns: 130px 1fr;
}
.inner-main .flyer-thumb {
  width: 130px;
}
.flyer-download-card {
  background: var(--dark-navy);
  border-radius: 4px;
  overflow: hidden;
  display: grid;
  grid-template-columns: 100px 1fr;
  box-shadow: 0 4px 20px rgba(0,0,0,0.2);
  transition: box-shadow 0.3s ease;
}
.flyer-download-card:hover { box-shadow: 0 8px 32px rgba(0,0,0,0.3); }
.flyer-thumb {
  width: 100px;
  overflow: hidden;
  flex-shrink: 0;
}
.flyer-thumb img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
  display: block;
  filter: brightness(0.7);
}
.flyer-content {
  padding: 18px 18px 18px 16px;
}
.flyer-eyebrow {
  font-size: 9px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--sky);
  margin-bottom: 6px;
}
.flyer-title {
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: 15px;
  font-weight: 500;
  color: var(--on-dark);
  margin-bottom: 6px;
  line-height: 1.3;
}
.flyer-desc {
  font-size: 11.5px;
  color: rgba(248,244,240,0.45);
  line-height: 1.55;
  margin-bottom: 12px;
}
.btn-flyer-download {
  display: inline-block;
  background: var(--sky);
  color: var(--charcoal);
  padding: 7px 14px;
  border-radius: 2px;
  font-size: 11px;
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  transition: background 0.2s;
}
.btn-flyer-download:hover { background: var(--sky-dark); }

/* =====================================================
   FLYER DOWNLOADS — MULTI (specialty page)
   ===================================================== */
.flyer-multi-title {
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: clamp(22px, 2.5vw, 30px);
  font-weight: 400;
  color: var(--body-text);
  margin-bottom: 28px;
  letter-spacing: -0.01em;
}
.flyer-multi-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-bottom: 48px;
}
.flyer-multi-card {
  background: var(--dark-navy);
  border-radius: 4px;
  overflow: hidden;
  transition: box-shadow 0.3s ease, transform 0.3s ease;
}
.flyer-multi-card:hover {
  box-shadow: 0 8px 28px rgba(0,0,0,0.25);
  transform: translateY(-2px);
}
.flyer-multi-thumb {
  width: 100%;
  height: 120px;
  overflow: hidden;
}
.flyer-multi-thumb img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  filter: brightness(0.6) saturate(0.8);
  transition: filter 0.3s ease;
}
.flyer-multi-card:hover .flyer-multi-thumb img { filter: brightness(0.75) saturate(0.9); }
.flyer-multi-body {
  padding: 16px 18px 20px;
}
.flyer-multi-type {
  font-size: 9px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--sky);
  margin-bottom: 6px;
}
.flyer-multi-body h4 {
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: 16px;
  font-weight: 500;
  color: var(--on-dark);
  margin-bottom: 12px;
  line-height: 1.3;
}
.btn-flyer-sm {
  display: inline-block;
  background: transparent;
  color: var(--sky);
  border: 1px solid rgba(182,208,237,0.35);
  padding: 6px 14px;
  border-radius: 2px;
  font-size: 11px;
  font-weight: 500;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  transition: all 0.2s;
}
.btn-flyer-sm:hover { background: var(--sky); color: var(--charcoal); border-color: var(--sky); }

/* =====================================================
   SIDEBAR CTA CARD
   ===================================================== */
.sidebar-cta-card {
  background: var(--cream);
  border-radius: 4px;
  padding: 24px 24px 28px;
  margin-top: 20px;
  border-top: 3px solid var(--sky);
}
.sidebar-cta-eyebrow {
  font-size: 10px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--sky-dark);
  margin-bottom: 8px;
}
.sidebar-cta-card h4 {
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: 22px;
  font-weight: 500;
  color: var(--body-text);
  margin-bottom: 10px;
  line-height: 1.2;
}
.sidebar-cta-card p {
  font-size: 13px;
  color: #666;
  line-height: 1.65;
  margin-bottom: 18px;
}
.btn-schedule {
  display: block;
  text-align: center;
  background: var(--charcoal);
  color: var(--on-dark);
  padding: 12px;
  border-radius: 3px;
  font-size: 12.5px;
  font-weight: 500;
  letter-spacing: 0.07em;
  text-transform: uppercase;
  transition: background 0.2s;
}
.btn-schedule:hover { background: var(--charcoal-deep); }

/* =====================================================
   BOTTOM NAV TAGS
   ===================================================== */
.bottom-nav-section {
  background: var(--cream);
  padding: 48px 0;
  border-top: 1px solid rgba(0,0,0,0.06);
}
.bottom-nav-label {
  font-size: 11px;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: rgba(79,79,79,0.5);
  margin-bottom: 20px;
}
.bottom-nav-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  align-items: center;
}
.bottom-nav-tag {
  display: inline-flex;
  align-items: center;
  padding: 9px 18px;
  border: 1px solid rgba(79,79,79,0.2);
  border-radius: 2px;
  font-size: 12.5px;
  color: var(--charcoal);
  background: var(--white);
  transition: all 0.2s;
  letter-spacing: 0.02em;
}
.bottom-nav-tag:hover {
  background: var(--charcoal);
  color: var(--on-dark);
  border-color: var(--charcoal);
}
.bottom-nav-tag.home-tag {
  background: var(--charcoal);
  color: var(--on-dark);
  border-color: var(--charcoal);
}
.bottom-nav-tag.home-tag:hover {
  background: var(--charcoal-deep);
  border-color: var(--charcoal-deep);
}

/* =====================================================
   RESPONSIVE UPDATES
   ===================================================== */
@media (max-width: 768px) {
  .offers-grid { grid-template-columns: 1fr; }
  .advantages ul { grid-template-columns: 1fr; }
  .flyer-multi-grid { grid-template-columns: 1fr; }
  .flyer-download-card { grid-template-columns: 80px 1fr; }
}

/* =====================================================
   ADDITIONAL MOBILE RESPONSIVE
   ===================================================== */
@media (max-width: 640px) {
  .inner-hero-content h1 { font-size: clamp(26px, 7vw, 38px); }
  .inner-hero-content p { font-size: 14px; }
  .offer-card h3 { font-size: 16px; }
  .advantages { padding: 28px 20px; }
  .advantages ul { grid-template-columns: 1fr; }
  .flyer-download-card { grid-template-columns: 1fr; }
  .flyer-thumb { width: 100%; height: 140px; }
  .flyer-thumb img { height: 140px; }
  .explore-solutions-module { padding: 24px 20px; }
  .scenario-form-section { padding: 28px 20px; }
  .sidebar-form-card { margin-bottom: 24px; }
  .case-body h4 { font-size: 18px; }
  .flyer-multi-grid { grid-template-columns: 1fr; }
}
@media (max-width: 480px) {
  .inner-layout { padding: 48px 0; }
  .container { padding: 0 16px; }
  .nav-inner { padding: 0 16px; }
  .inner-hero-content { padding: 0 16px; }
  .btn-primary { padding: 13px 22px; font-size: 12px; }
}

/* ─── Sidebar Flyer Download Card ─────────────────────────────────────── */
.sidebar-flyer {
  margin-bottom: 20px;
}
.sidebar-flyer .flyer-download-card {
  background: var(--charcoal);
  border: 1px solid rgba(135,176,195,0.18);
  border-radius: 10px;
  padding: 20px;
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.sidebar-flyer .flyer-thumb {
  width: 100%;
  border-radius: 6px;
  overflow: hidden;
  max-height: 120px;
}
.sidebar-flyer .flyer-thumb img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}
.sidebar-flyer .flyer-content {
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.sidebar-flyer .flyer-eyebrow {
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 0.18em;
  text-transform: uppercase;
  color: var(--sky);
  margin: 0;
}
.sidebar-flyer .flyer-title {
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: 17px;
  font-weight: 500;
  color: var(--on-dark);
  margin: 0;
  line-height: 1.3;
}
.sidebar-flyer .flyer-desc {
  font-size: 12px;
  color: rgba(248,244,240,0.55);
  line-height: 1.6;
  margin: 0;
}
.sidebar-flyer .btn-flyer-download {
  display: inline-block;
  margin-top: 4px;
  padding: 9px 16px;
  background: transparent;
  border: 1px solid var(--sky-dark);
  color: var(--sky);
  font-size: 11px;
  font-weight: 500;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  text-decoration: none;
  border-radius: 4px;
  transition: background 0.2s, color 0.2s;
  text-align: center;
}
.sidebar-flyer .btn-flyer-download:hover {
  background: var(--sky-dark);
  color: var(--on-dark);
}

/* ─── Sidebar Resource Download Card (Residential / HELOC / Marine) ─── */
.sidebar-resource-card {
  background: var(--charcoal);
  border: 1px solid rgba(135,176,195,0.15);
  border-radius: 6px;
  overflow: hidden;
  margin-bottom: 20px;
  isolation: isolate;
}
.sidebar-resource-eyebrow {
  font-size: 9.5px;
  font-weight: 600;
  letter-spacing: 0.20em;
  text-transform: uppercase;
  color: var(--sky);
  padding: 14px 18px 0;
  margin: 0;
}
.sidebar-resource-thumb {
  width: 100%;
  height: 130px;
  overflow: hidden;
  margin-top: 12px;
  position: relative;
  isolation: isolate;
}
.sidebar-resource-thumb img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
  display: block;
  filter: brightness(0.75);
  position: relative;
  z-index: 0;
}
.sidebar-resource-body {
  padding: 14px 18px 20px;
}
.sidebar-resource-title {
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: 17px;
  font-weight: 500;
  color: var(--on-dark);
  margin: 0 0 8px;
  line-height: 1.3;
}
.sidebar-resource-desc {
  font-size: 12px;
  color: rgba(248,244,240,0.50);
  line-height: 1.6;
  margin: 0 0 14px;
}
.btn-sidebar-download {
  display: block;
  text-align: center;
  background: transparent;
  border: 1px solid rgba(182,208,237,0.40);
  color: var(--sky);
  padding: 10px 16px;
  border-radius: 3px;
  font-size: 11px;
  font-weight: 500;
  letter-spacing: 0.10em;
  text-transform: uppercase;
  text-decoration: none;
  transition: background 0.2s, color 0.2s;
}
.btn-sidebar-download:hover {
  background: var(--sky-dark);
  color: var(--on-dark);
  border-color: var(--sky-dark);
}

/* ─── Specialty Downloads Card ──────────────────────────────────────── */
.specialty-downloads-card {
  background: var(--charcoal);
  border: 1px solid rgba(135,176,195,0.15);
  border-radius: 6px;
  overflow: hidden;
  margin-bottom: 20px;
  padding: 20px 18px 8px;
}
.specialty-downloads-eyebrow {
  font-size: 9.5px;
  font-weight: 600;
  letter-spacing: 0.20em;
  text-transform: uppercase;
  color: var(--sky);
  margin: 0 0 6px;
}
.specialty-downloads-title {
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: 18px;
  font-weight: 500;
  color: var(--on-dark);
  margin: 0 0 16px;
  line-height: 1.25;
}
.specialty-downloads-list {
  display: flex;
  flex-direction: column;
  gap: 2px;
  margin-bottom: 8px;
}
.specialty-dl-row {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 0;
  border-top: 1px solid rgba(255,255,255,0.07);
  text-decoration: none;
  transition: background 0.15s;
  border-radius: 3px;
  cursor: pointer;
}
.specialty-dl-row:hover { background: rgba(182,208,237,0.04); }
.specialty-dl-icon {
  width: 36px;
  height: 36px;
  border-radius: 3px;
  overflow: hidden;
  flex-shrink: 0;
  isolation: isolate;
}
.specialty-dl-icon img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
  filter: brightness(0.65);
  position: relative;
  z-index: 0;
}
.specialty-dl-info {
  flex: 1;
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.specialty-dl-type {
  font-size: 9px;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--sky);
}
.specialty-dl-name {
  font-size: 12.5px;
  color: rgba(248,244,240,0.75);
  line-height: 1.35;
  font-weight: 400;
}
.specialty-dl-arrow {
  font-size: 14px;
  color: rgba(182,208,237,0.45);
  flex-shrink: 0;
  transition: color 0.2s;
}
.specialty-dl-row:hover .specialty-dl-arrow {
  color: var(--sky);
}


/* =====================================================
   EXPLORE OTHER SOLUTIONS — SIDEBAR PILL BUTTONS
   ===================================================== */
.explore-solutions-sidebar-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 4px;
  padding: 20px 20px 18px;
  margin-bottom: 16px;
}
.explore-solutions-sidebar-card .explore-sidebar-label {
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--sky-dark);
  margin-bottom: 12px;
  display: block;
}
.explore-solutions-sidebar-card .explore-pill-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 7px;
}
.explore-pill {
  display: inline-block;
  padding: 6px 14px;
  border-radius: 20px;
  border: 1.5px solid var(--border);
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 0.04em;
  color: var(--charcoal);
  text-decoration: none;
  background: var(--white);
  transition: background 0.18s, border-color 0.18s, color 0.18s;
  line-height: 1.3;
  white-space: nowrap;
}
.explore-pill:hover {
  background: var(--charcoal);
  border-color: var(--charcoal);
  color: var(--on-dark);
  text-decoration: none;
}
.explore-pill.explore-pill-home {
  border-color: var(--sky-dark);
  color: var(--sky-dark);
}
.explore-pill.explore-pill-home:hover {
  background: var(--sky-dark);
  color: var(--on-dark);
}
.explore-pill.explore-pill-book {
  background: var(--sky);
  border-color: var(--sky);
  color: var(--charcoal);
  font-weight: 700;
}
.explore-pill.explore-pill-book:hover {
  background: var(--sky-dark);
  border-color: var(--sky-dark);
  color: var(--on-dark);
}

/* =====================================================
   SIDEBAR SCHEDULE BUTTON CARD
   ===================================================== */
.sidebar-schedule-btn-card {
  background: var(--charcoal);
  border-radius: 4px;
  padding: 20px 20px;
  margin-bottom: 16px;
  text-align: center;
}
.sidebar-schedule-btn-card p {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--sky);
  margin-bottom: 6px;
}
.sidebar-schedule-btn-card h4 {
  font-family: 'Cormorant Garamond', Georgia, serif;
  font-size: 18px;
  font-weight: 400;
  color: var(--on-dark);
  margin-bottom: 14px;
  letter-spacing: -0.01em;
}
.btn-schedule-sidebar {
  display: inline-block;
  width: 100%;
  padding: 11px 20px;
  background: var(--sky);
  color: var(--charcoal);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  text-decoration: none;
  border-radius: 3px;
  text-align: center;
  transition: background 0.18s, color 0.18s;
}
.btn-schedule-sidebar:hover {
  background: var(--sky-dark);
  color: var(--on-dark);
  text-decoration: none;
}