What We Offer
C&I / Term Loans
Commercial & industrial term loans for business expansion, acquisitions, recapitalization, or working capital — structured around the business's cash flow and balance sheet.
Working Capital Lines
Revolving lines of credit for operating businesses — providing flexible liquidity for payroll, inventory, seasonal needs, and short-term cash flow management.
Equipment Financing
Loans and leases for business-critical equipment — from medical and dental to manufacturing, technology, and fleet assets — with structures that preserve working capital.
SBA 7(a) Loans
Government-backed financing for qualifying businesses — lower down payments, longer terms, and competitive rates for acquisitions, expansions, working capital, and partner buy-outs.
Business Acquisition
Financing for the acquisition of operating businesses — structured with SBA, conventional, and seller-note combinations to optimize the client's equity position and preserve investable assets.
Partner Buy-Outs
Structured financing for ownership transitions — allowing clients to buy out partners, restructure equity, or take controlling interest in a business with minimal disruption to operations.
Key Advantages
- Loan sizes from $500K to $25M+ for operating businesses
- Access to banks, credit unions, SBA-approved lenders, and private credit
- Structures for complex entities (LLCs, S-Corps, partnerships, professional practices)
- Deep experience with business-owner clients across all industries
- Nationwide coverage across all 50 states
- Advisor-led process with full confidentiality throughout
Case Studies
Intelligent Lending in Action
Real examples of how Farther has helped advisors access financing with precision and speed.
Distribution Business — Revolving Credit Facility for Seasonal Growth
A regional distribution company with $28M in annual revenue needed a working capital line to fund inventory ahead of its peak season. The business had strong cash flow but a complex ownership structure across two entities, which caused their existing bank to decline a renewal.
Farther placed the $4.5M revolving credit facility with a regional bank lender that understood the multi-entity structure and was comfortable with the seasonal revenue pattern. The line was approved in 22 days.
Manufacturing Business Acquisition — SBA 7(a) with Seller Financing
A client sought to acquire a $9M specialty manufacturing business. As a first-time buyer with strong personal liquidity but limited operating history, conventional bank financing required a down payment that would have depleted the client's investable assets.
Farther structured a $6.2M SBA 7(a) acquisition loan combined with $1.5M in seller financing, allowing the client to close with a 15% equity injection and preserve the majority of their investment portfolio. The transaction closed in 58 days.
Share a Scenario or Success Story
Have a client situation you'd like us to evaluate — or a success story to share? We'd love to hear it.